PENGARUH INKLUSI KEUANGAN DIGITAL, LITERASI KEUANGAN DIGITAL, DAN AKSES PERMODALAN TERHADAP PROFITABILITAS USAHA MIKRO DI KOTA PALU

MASRIANI (2026) PENGARUH INKLUSI KEUANGAN DIGITAL, LITERASI KEUANGAN DIGITAL, DAN AKSES PERMODALAN TERHADAP PROFITABILITAS USAHA MIKRO DI KOTA PALU. Sarjana thesis, Universitas Tadulako.

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Abstract

This study examines the effects of digital financial inclusion, digital financial literacy, and access to capital on microenterprise profitability in Palu City. Using a quantitative associative approach, data from 100 micro-enterprise respondents were analyzed through multiple linear regression. The results show that the three variables simultaneously affect profitability (R² = 0.641). Partially, digital financial inclusion has no significant effect, digital financial literacy has a positive significant effect, and access to capital has a negative significant effect. Digital financial literacy is the most dominant factor influencing micro-enterprise profitability in Palu City.

Item Type: Thesis (Sarjana)
Subjects: Tadulako University - Divisions > Fakultas Ekonomi dan Bisnis > Ekonomi Manajemen
H Ilmu Sosial > Ekonomi Manajemen
Divisions: Fakultas Ekonomi dan Bisnis > Ekonomi Manajemen
Library of Congress Subject Areas > H Ilmu Sosial > Ekonomi Manajemen
Date Deposited: 13 Jul 2026 07:24
Last Modified: 13 Jul 2026 07:24
URI: https://repository.untad.ac.id/id/eprint/156317
Baca Full Text: Baca Sekarang

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